Residential Flood Damage
A standard flood insurance policy, which is written by the National Flood Insurance Program, provides coverage up to the policy limit for damage caused by flood. Flood damage to your home can be insured only with a flood insurance policy - no other insurance will cover residential flood damage.
Examples of possible ways flood waters may damage your home:
- heavy or prolonged rainstorms
- coastal storm surges
- snow melt
- clogged storm drainage systems
- levee dam failures
- mudslides
- a nearby river overflows its banks and washes into your home
- a heavy rain seeps into your basement because the soil can't absorb the water quickly enough
- a heavy rain or flash flood causes the hill behind your house to collapse into a mud slide that oozes into your home
If you had flood damage or you know someone who does and need help dealing with their insurance company, make sure to call your local office of Public Adjusters Associates here in PA & NJ at (609) 266-9072 or click here to contact us by email.
